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February 26, 2018 By Biz Tech

The growth of peer-to-peer lending – individuals lending directly to other individuals, cutting out the large financial institution in the middle – is increasingly attracting interest for investors belonging to all sections of society. According to an article in the Financial Times, the amount of money lent on peer-to-peer platforms rose from virtually nothing in 2007 to around £380 million in 2013 and from there to £823 Million in 2016. However, despite the success of… Read more...

February 26, 2018 By Biz Tech

P2P lending is similar in many ways to eBay. Borrowers create a listing where they state the amount, loan duration, and the loan interest rate they are seeking. Additional information can be added as well such as the reason for the loan and how soon you need it. The Listings are then posted and can be watched, emailed, linked to, bookmarked, promoted, or even reported if improper etc.There is a financial valuation that includes a… Read more...

February 26, 2018 By Biz Tech

Peer-to-peer lending, abbreviated P2P Lending, is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution. This lending takes place online on a peer-to-peer lending companies' websites using various different technologies and credit checking tools. Potential borrowers and lenders are brought together on the website, in much the same way that Amazon or Ebay brings together buyers and sellers… Read more...

February 11, 2018 By Biz Tech

Employers are known for throwing in curveball questions to catch prospective employees off guard and gauge how they react. Do you know what you would say if someone interviewing you asked, “What sort of animal would you be ? ” Probably not. But fortunately for you, employers tend to stick to the basics when it comes to interviewing candidates. Here are seven of the most common interview questions and how to ace them.   1.… Read more...

January 31, 2018 By Biz Tech

You may have heard of the concept of keeping an emergency fund. But do you know if yours is big enough?For those new to the term, an emergency fund is money set aside to be used only in the case of a life emergency.Think of it as a small self-insurance policy.A last minute vacation to Vegas, although pretty awesome, isn't an emergency.A financial emergency is an unexpected and required event / happening that you're unable… Read more...