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10 Habits to change to Save Money

10 Habits to change to Save Money

10 Habits to Change to Save Money   We all have a couple of bad habits. People typically do three things in regards to their bad habits – they accept, ignore, or try to change the bad tendency. But what about when your bad habits are costing you money? Some bad habits are more than small hiccups – they may be costing us big time. So what can you do? The first step to correcting… Read more...


What can I use a personal loan for?

What can I use a personal loan for?

There is a range of financing options available to you should you need them, and personal loans are just one of many. So, in which situations should you consider a personal loan and when should you avoid one? Find out below: A vehicle is often the second most costly thing you purchase after your house, so finding the funds to finance buying it could be a really difficult. However, with a personal loan, you can… Read more...


Benefits of Peer to Peer Lending

Benefits of Peer to Peer Lending

As a borrower you will benefit in multiple ways...One of the most attractive benefit is that borrowers can experience a lower cost of borrowing, this means that they pay a lower interest rate by taking a loan from a P2P lending website rather than using a bank.In addition to getting lower interest rates, there are also typically fewer fees involved in P2P lending. The investors offering the loan operate with lower overhead costs and, therefore,… Read more...


How safe is Peer to Peer lending ?

How safe is Peer to Peer lending ?

The growth of peer-to-peer lending – individuals lending directly to other individuals, cutting out the large financial institution in the middle – is increasingly attracting interest for investors belonging to all sections of society. According to an article in the Financial Times, the amount of money lent on peer-to-peer platforms rose from virtually nothing in 2007 to around £380 million in 2013 and from there to £823 Million in 2016. However, despite the success of… Read more...


Peer to Peer Lending - Ebay of Loans

Peer to Peer Lending - Ebay of Loans

P2P lending is similar in many ways to eBay. Borrowers create a listing where they state the amount, loan duration, and the loan interest rate they are seeking. Additional information can be added as well such as the reason for the loan and how soon you need it. The Listings are then posted and can be watched, emailed, linked to, bookmarked, promoted, or even reported if improper etc.There is a financial valuation that includes a… Read more...


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