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Which is First: Paying off debt or preparing an Emergency fund ?

Which is First: Paying off debt or preparing an Emergency fund ?

Taking the first few steps to ensure your future financial stability can be overwhelming. There is so much to do, trying to decide where to start can result in wasted time, and wasted time is wasted money. Eliminating debt is often the first priority, and rightly so. If debt is in the form of credit cards, interest payments could be a massive drain on your finances. Credit Card companies love offering low minimum payments because… Read more...


Ace the first month at your new job

Ace the first month at your new job

  It is time to stand outside of the crowd. Here are five steps to ace the first month at your new job: Nothing will get you noticed in a negative light quicker than arriving late. Horatio Nelson said: “I owe all my success in life to having been always a quarter of an hour before my time.” Take that as your new motto in your first month days. This will show your supervisor that… Read more...


6 Financial Lessons to Learn Before You’re 30

6 Financial Lessons to Learn Before You’re 30

Learning financial responsibility in your twenties can be a total game changer for your future. By getting the following six lessons before you turn thirty, you can set yourself up for more financial freedom and peace later in life. 1. Get a side hustle now. Seriously, while you still have the energy and time, get a side hustle. Not only will you save some money by not spending every evening at happy hour after work, but… Read more...


How To Repair Your Credit Score

How To Repair Your Credit Score

Your credit score simply tells lenders how likely you are to repay them. Banks, Mortgage Lenders, Credit Card Companies, and other Lenders need a quick and easy reference to determine how likely you are to pay them back on time. Your credit score is primarily used to help you get leases, loans, and better interest rates on those things. If you’re a Billionaire and can pay for everything in cash all the time, you probably… Read more...


10 Habits to change to Save Money

10 Habits to change to Save Money

10 Habits to Change to Save Money   We all have a couple of bad habits. People typically do three things in regards to their bad habits – they accept, ignore, or try to change the bad tendency. But what about when your bad habits are costing you money? Some bad habits are more than small hiccups – they may be costing us big time. So what can you do? The first step to correcting… Read more...


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